Get Pre-Approved with Great Rates and Terms

Get pre-approved for your Auto Loan with our easy, in person, by phone or online application. Whether you are looking for something new or used, look no further than Beacon FCU for competitive rates and flexible terms to fit your budget.

What do you need to know?

If you are ready to make a purchase or to refinance your vehicle we want you to make an informed decision. Here is what you need to know about our VROOM program for vehicles:

  • Financing Terms Up To 84 Months
  • For Used Cars, Financing Available For Vehicles Up 10 Years Old

During October and November, Beacon Federal Credit Union will donate 1% of any auto loan funded for a First Responder or Veteran.

Beacon FCU will commit to donating to the corresponding veterans’ foundations and local first responders associations. Each foundation will receive a check at the end of November.

* The extension of credit is based on the borrower’s creditworthiness. Other restrictions may apply.

Need a vehicle other than a car or truck? Try our Boat, Watercraft, RV, Motorcycle, or Classic Cars loan options.

How to get PRE-APPROVED?

  1. Visit or Call any of our 5 Locations. (If  you are a Beacon FCU Member, you can apply by phone.)
  2. Provide Income Verification ( Last 2 Pay Checks). If Self-Employed provide the last 2 years of Tax Returns.
  3. To become a member please visit one of our 5 locations. A loan expert will guide you through the process to become a member and get pre-approved for your vehicle loan.
  4. After purchase, proof of insurance will be required.


Get pre-approved today!

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NOTE: Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with BEACON FCU.
*APR= Annual Percentage Rate.  Rates are subject to change without notice.  For information on current rates, call our Member Service Center at 281-471-1782