Get Pre-Approved with Great Rates and Terms

Get pre-approved for “My Frist Auto” Loan with our easy, in person, by phone or online application. Whether you are looking for something new or used, look no further than Beacon FCU for competitive rates and flexible terms to fit your budget.

What do you need to know?

If you are ready to make a purchase we want you to make an informed decision. Here is what you need to know about our My First Auto program for young adults:

  • Ages 18-25
  • No Co-Signer / No Down Payment
  • No Payments for the first 45 Days.
  • Direct Deposit is required
  • 6 Months job verification is required
  • No Derogatory Credit History
  • Maximum Loan Amount $20,000


How to get PRE-APPROVED?

  1. Visit or Call any of our 5 Locations. (If  you are a Beacon FCU Member, you can apply by phone)
  2. Provide Income Verification ( Last 2 Pay Checks). If Self-Employed provide the last 2 years of Tax Returns.
  3. Provide Insurance Information.
  4. To become a member please visit one of our 5 locations, a loan expert will guide you through the process to become a member and get pre-approved for your vehicle loan.


Get pre-approved today! At Beacon FCU "We can't wait to see you go VROOM VROOM".

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NOTE: Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with BEACON FCU.
*APR= Annual Percentage Rate.  Rates are subject to change without notice.  For information on current rates, call our Member Service Center at 281-471-1782