GET PRE-APPROVED FOR “MY FIRST AUTO LOAN”

Are you in need of a car for work or school, but:

You are 18 years of age
Have no credit
Might need a parent or legal guardian to help you get a loan

Well, we have good news, did you know that Beacon FCU has a cool program for people our age who’ve never had an auto loan under their name? Let’s talk more about My First Auto Loan by Beacon FCU.

To begin with, there are a few requirements you need to qualify for My First Auto loan:

You have to be 18-25 years old
Have a 6-month job verification
No negative credit history
And you will need to establish an account and direct deposit.

A few things you might want to know about My First Auto Loan program:

You will have 45 days before your first payment is made.
No co-signer is needed.
You don’t need a down payment
You can borrow up to $20,000

GET PRE-APPROVED

Get pre-approved today! At Beacon FCU "We can't wait to see you go VROOM VROOM".



Have you been employed for the last 6 months?:

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NOTE: Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with BEACON FCU.
*APR= Annual Percentage Rate.  Rates are subject to change without notice.  For information on current rates, call our Member Service Center at 281-471-1782

“OWNING YOUR FIRST CAR HAS NEVER BEEN THAT EASY”

How to get PRE-APPROVED?

  1. Visit or Call any of our 5 Locations. (If  you are a Beacon FCU Member, you can apply by phone)
  2. Provide Income Verification ( Last 2 Pay Checks). If Self-Employed provide the last 2 years of Tax Returns.
  3. Provide Insurance Information.
  4. To become a member please visit one of our 5 locations, a loan expert will guide you through the process to become a member and get pre-approved for your vehicle loan.