Frequently Asked Questions

Vroom is a loan program created by Beacon Federal Credit Union to provide loans for vehicles and recreational vehicles to BFCU members.

Great question. With Vroom by Beacon FCU you can finance not only Cars and Trucks, but also you have financing options for Motorcycles, Boats, Jet skis, Golf Carts, ATV, Motorhomes, Campers and Farm Equipment including Horse Trailers.

We are honored you are considering to become a member of Beacon FCU.

Everyone who lives, works, worships, or attends school in Beacon’s designated field of membership in East Harris County is eligible to join us! This includes the cities of La Porte, Baytown, Seabrook, Pasadena, Deer Park, Clear Lake, South Houston, Friendswood, Webster, and Pearland as well as cities who share those same zip codes. You are also eligible to join if you are an immediate family member of a current Beacon member. To become a member, you need to apply for a savings account and keep a minimum balance of $5.00.

You will love the answer to your question.

Your first payment is due 90 days after you got approved for your loan. Oh! And something more, you have the benefit of using our Skip My Payment program twice a year — any time of the year.

Uuhh! We understand life happens. Don’t worry, please contact one of our Financial Service Representatives; we can help you get on the right track and start working on getting your approval.

Congratulations! Being an entrepreneur requires hard work and dedication.

To get you approved we require your last two tax returns as proof of income.


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    NOTE: Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with BEACON FCU.
    *APR= Annual Percentage Rate.  Rates are subject to change without notice.  For information on current rates, call our Member Service Center at 281-471-1782